Our private student loans can help graduate, health professions, business, and law students pay for graduate school. A fixed interest rate is set at the time of application and does not change during the life of the loan unless you are no longer eligible for one or more discounts. Multi-Year Approval: With Discovers Multi-Year Approval feature, you can secure funding for multiple years of education with a single application. Discover offers both undergraduate and graduate student loans. Learn more about Discover Student Loans interest rates. Please try again. All, Consolidation Loan eligibility requirements, compare federal and private student loans, Compare Federal and Private Student Loans. Please try again. info about Discover Student Loans customer, I am a returning Discover Student Loans customer input field, I am new to Discover Student Loans input field, info about whether student has cosigner key. Discover Student Loans are offered by Discover Bank, a financial institution that is headquartered in Salt Lake City, Utah. Discover Student Loans may adjust the variable interest rate quarterly on each January 1, April 1, July 1, and October 1 (each an interest rate change date), based on the 3-Month CME Term SOFR rate available for the day that is 15 days prior to the interest rate change date, rounded up to the nearest one-eighth of one percent (0.125% or 0.00125), or 0%, whichever is greater. Navigating the financial aid process can seem daunting whether it's your first time in college or you are a returning student. There is no pre-payment penalty. Parent of dependent undergraduate student. Touch device users, explore by touch or with swipe gestures. Chosen because they gave me the lowest interest rate. Student Access Code starts with "B". Loans of up to 100% of school-certified costs with fixed or variable rates are available. You can make payments anytime to help reduce the overall cost of your graduate loan and there is never a penalty for prepaying. Here are some of the ways we protect you: The information you provided does not match our records.Please try again or use our Log In. A certified private student loan requires the school to verify the amount you are borrowing and tells the lender when to disburse the funds. Discover has an A+ rating with the Better Business Bureau and is a BBB-accredited business. 1. 10. . Stay Informed: Regularly check your loan balance, interest rates, and repayment status to stay informed about your financial obligations. When autocomplete results are available use up and down arrows to review and enter to select. These loans can be categorized into the following: Undergraduate Loans: Discover provides loans for students pursuing their bachelors degrees. Its an additional incentive for academic success. Multiple repayment options available. This may cause the monthly payments to increase, the number of payments to increase, or both. The APR will be determined after an application is submitted. Select a method to receive your verification code: If your contact information has changed, please call us at 1-800-STUDENT, By selecting one of the options above, you are providing a one-time authorization for us to. Degree, certificate, study-abroad, or certain distance education programs. If the 3-Month CME Term SOFR rate is less than zero percent, then the index will be deemed to be zero percent (as stated in the promissory note) for purposes of calculating your interest rate. Students with limited credit history or income may benefit from having a creditworthy cosigner. Create a new password that is easy for you to remember and would be difficult for others to guess. Our lowest APRs are only available to applicants with the best credit. Complete the Application: Visit the Discover Student Loans website and fill out the online application form. Several lenders offer specialized loan programs for those pursuing a master of business administration (MBA), law or medical degree; for this list, we compared only generalized graduate degree. Eligibility requirements: F-1 student visa, attendance at partner university and in last two years of degree program. Once your school certifies your loan, the school will schedule the disbursement. Need to make changes to your FAFSA? SoFi is a financial company that offers student loan refinancing, private student loans, mortgages, personal loans, insurance and other financial products. 10 years Learn about FAFSA eligibility requirements, how financial aid works, and how to qualify for it with this guide from Discover Student Loans. We're here anytime day or night to help you. Lowest APRs are available for the most creditworthy applicants, and include an Auto Debit Reward.1Applying with a creditworthy cosigner may improve your likelihood for loan approval and you may receive a lowerinterest rate. Degree, certificate, study-abroad, or certain distance education programs. Whether you prefer immediate repayment, interest-only payments, or deferred payments while in school, Discover has options to accommodate your needs. *Annual cost of attending a specific school, including tuition, fees, room and board, books and supplies, transportation, and personal expenses. Choose the loans that best fit your needs. Deferment options. Your password has not been changed in the last 45 days. Includes subsidized and unsubsidized loans up to: Note: A dependent student whose parent is denied for a PLUS loan may borrow up to the independent student limit. For more information, contact your school's financial aid office. The exact number can vary by school, but is usually six to eight credit hours per semester (compared to 12 or so for full-time students). Quick Summary Discover offers a wide range of private student loans No application or origination fees 1% cash reward for getting good grades** Table of Contents Discover Undergraduate Loans Discover Graduate Loans Discover Parent Loans Discover Residency Loans Discover Bar Exam Loans How Do Discover Student Loans Compare? Yes, you can make early or extra payments on your Discover Student Loan without incurring any prepayment penalties. The table below compares federal and privatestudent loans for undergraduate students. The content Consolidating your loans can simplify repayment by combining them into a single monthly payment. Intrusion detection devices installed throughout the site provide real-time alerts about system changes or attacks. It will be based on credit history, the selected repayment option, and other factors, including a cosigners credit history (if applicable). So, how do you pay for graduate school without breaking the bank? Residency Loan eligibility requirements SoFi's private student. Touch device users, explore by touch or with swipe gestures. Or, we welcome you to call 1-800-STUDENT to talk with a live agent who can assist you. Get cash rewards forgood grades. Learn more about your options as a cosigner. Rewards for good grades: You can get a cash reward of up to $300 if you maintain a good GPA while youre in school. Read review. Discover Student Loans are offered by Discover Bank, a financial institution that is headquartered in Salt Lake City, Utah. Fill out the FAFSA It will be based on credit history, the selected repayment option and other factors, including a cosigners credit history (if applicable). This helps ensure you borrow only what is needed. If you need to borrow money for graduate school, you have several options to explore. Discover Student Loans is a private lender that offers fixed- and variable-rate student loans. Check the status of your application or complete your existing application. In order to enjoy the full experience of the Discover Student Loans website, please turn JavaScript on. Borrow responsibly. The verification code you entered is invalid. Consolidation Loan eligibility requirements. Borrow responsibly. Online Tools and Resources: Discover provides a user-friendly online platform where you can manage your loan account, make payments, and access valuable resources related to financial literacy and loan management. 13. For Discover, the minimum loan amount is $1,000 and the maximum is the cost of attendance. Borrowers with adverse credit history may be required to apply with an endorser. For more Frequently Asked Questions check the FAQ page. Methodology. SoFi is an online lender founded by Stanford business school students in 2011. You can apply for a loan from $1,000 up to your total cost of attendance, minus other financial aid. Be enrolled at least half-time in a graduate program at an eligible school. As the cost of higher education continues to rise, finding the right financial support becomes a critical aspect of pursuing your academic dreams. Aggregate loan limits apply. While you may apply on your own, most undergraduate students will need to apply with a. Academic Progress: Maintaining satisfactory academic progress is important to remain eligible for student loans. I am a returning Discover Student Loans customer. What you entered doesnt match our records. Talk to your HR department to find out whether your company will contribute to the costs, and whether there are any requirements to take advantage of the program. If you need further assistance or believe you are receiving this message in error, please call 1-800-STUDENT. We certify and disburse student loan amounts through your school so you do not borrow more than needed. Log in, or input basic information and we can look you up. Get a 0.25% interest rate reduction while enrolled in automatic payments. Get a 0.25% interest rate reduction while enrolled in automatic payments. 9. All, Show Your online security is our highest priority. Cosigner Access Code starts with "C". To apply for a Discover Student Loan, you can visit the Discover Student Loans website and complete the online application form. Learn how capitalized interest works, how it can affect you, and how to avoid it. Depends on your credit evaluation. Discover provides loans for students pursuing undergraduate or graduate degree programs, health professionals, MBA students, law degrees, bar exams, and residency students. Rewards for Good Grades Policy, When you have your monthly payments automatically deducted from your checking or savings account, you receive a 0.25% interest rate reduction. For more information, contact the school's financial aid office. The National Center for Education Statistics, annual graduate tuition cost $19,749 on average for the 2020-21 school year. When you compare your options, you may find private student loans are more competitive than federal student loans. When shopping for student loans, be sure to consider and understand both your federal and private student loan options. That's why we adhere to industry best practices and employ the latest technology to guard your privacy at all times. The table below compares federal and private student loans for graduate students in law school. Discover Student Loans may adjust the variable interest rate quarterly on each January 1, April 1, July 1 and October 1 (each an interest rate change date), based on the 3-Month CME Term SOFR rate available for the day that is 15 days prior to the interest rate change date, rounded up to the nearest one-eighth of one percent (0.125% or 0.00125), or 0%, whichever is greater. To learn more and determine if you qualify, please call our Repayment Assistance Department at 1-800-STUDENT. Secure access to your student loan account. 2. It will be based on credit history, the selected repayment option and other factors, including a cosigners credit history (if applicable). Students who get at least a 3.0 GPA (or equivalent) may qualify for a one-time cash reward of 1% of the loan amount on each new Discover undergraduate and graduate student loan. They are monitored on a continual basis to ensure Account protection 24 hours a day, 7 days a week. 2023 Discover Bank, Member FDIC | Lender ID 831312 | Privacy | AdChoices | This form is secure. standard with flexibility to extend up to 25 years. Grants and scholarships are the best way to pay for graduate school since they dont need to be paid back.

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